American Express Gold Card vs Capital One Venture Rewards Credit Card
Compare the American Express Gold Card ($325/yr) against the Capital One Venture Rewards Credit Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the American Express Gold Card and Capital One Venture Rewards Credit Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | American Express Gold Card | Capital One Venture Rewards Credit Card |
|---|---|---|
| Annual Fee | $325 | $95 |
| Sign-Up Bonus | 60,000 points after $6,000 spend in 6 months | 75,000 miles after $4,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 2.0% |
| Travel Rewards | 3% | 5% |
| Dining Rewards | 4% (up to $50,000/yr) | 2.0% |
| Grocery Rewards | 4% (up to $25,000/yr) | 2.0% |
| Key Benefits | 4X points at restaurants worldwide, 4X on U.S. supermarkets, 3X on flights. | 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. |
| Issuer | American Express | Capital One |
Quick Summary
The American Express Gold Card has a $325 annual fee ($230/year more than Capital One Venture Rewards Credit Card).
Capital One Venture Rewards Credit Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
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