Blue Cash Preferred Card from American Express vs Discover it Cash Back
Compare the Blue Cash Preferred Card from American Express ($95/yr) against the Discover it Cash Back ($0/yr) to see which card earns you more rewards based on your spending.
See how the Blue Cash Preferred Card from American Express and Discover it Cash Back stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Blue Cash Preferred Card from American Express | Discover it Cash Back |
|---|---|---|
| Annual Fee | $95 | $0 |
| Sign-Up Bonus | $250 after $3,000 spend in 6 months | None |
| Foreign Transaction Fee | 2.7% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 3% | 1.0% |
| Grocery Rewards | 6% (up to $6,000/yr) | 1.0% |
| Gas Rewards | 3% | 1.0% |
| Key Benefits | 6% cash back at U.S. supermarkets and streaming, 3% on transit and gas. | 5% on rotating quarterly categories (up to $1,500/quarter), 1% on everything else. Cashback Match doubles all cash back in first year. |
| Issuer | American Express | Discover |
Quick Summary
The Blue Cash Preferred Card from American Express has a $95 annual fee ($95/year more than Discover it Cash Back).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
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