Blue Cash Preferred Card from American Express vs U.S. Bank Cash+ Visa Signature Card
Compare the Blue Cash Preferred Card from American Express ($95/yr) against the U.S. Bank Cash+ Visa Signature Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Blue Cash Preferred Card from American Express and U.S. Bank Cash+ Visa Signature Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Blue Cash Preferred Card from American Express | U.S. Bank Cash+ Visa Signature Card |
|---|---|---|
| Annual Fee | $95 | $0 |
| Sign-Up Bonus | $250 after $3,000 spend in 6 months | $200 after $1,000 spend in 90 days |
| Foreign Transaction Fee | 2.7% | 3% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 3% | 5% |
| Grocery Rewards | 6% (up to $6,000/yr) | 2% |
| Gas Rewards | 3% | 1.0% |
| Key Benefits | 6% cash back at U.S. supermarkets and streaming, 3% on transit and gas. | 5% on two chosen categories up to $2,000/quarter, 2% on one everyday. |
| Issuer | American Express | U.S. Bank |
Quick Summary
The Blue Cash Preferred Card from American Express has a $95 annual fee ($95/year more than U.S. Bank Cash+ Visa Signature Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
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