American Express Gold Card vs Wells Fargo Autograph Card
Compare the American Express Gold Card ($325/yr) against the Wells Fargo Autograph Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the American Express Gold Card and Wells Fargo Autograph Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | American Express Gold Card | Wells Fargo Autograph Card |
|---|---|---|
| Annual Fee | $325 | $0 |
| Sign-Up Bonus | 60,000 points after $6,000 spend in 6 months | 20,000 points after $1,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 3% | 3% |
| Dining Rewards | 4% (up to $50,000/yr) | 3% |
| Grocery Rewards | 4% (up to $25,000/yr) | 1.0% |
| Gas Rewards | 1.0% | 3% |
| Key Benefits | 4X points at restaurants worldwide, 4X on U.S. supermarkets, 3X on flights. | 3x points on restaurants, travel, gas, transit, streaming, and phone plans. |
| Issuer | American Express | Wells Fargo |
Quick Summary
The American Express Gold Card has a $325 annual fee ($325/year more than Wells Fargo Autograph Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
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