Discover it Cash Back vs Wells Fargo Autograph Card
Compare the Discover it Cash Back ($0/yr) against the Wells Fargo Autograph Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Discover it Cash Back and Wells Fargo Autograph Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Discover it Cash Back | Wells Fargo Autograph Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | 20,000 points after $1,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 1.0% | 3% |
| Dining Rewards | 1.0% | 3% |
| Gas Rewards | 1.0% | 3% |
| Key Benefits | 5% on rotating quarterly categories (up to $1,500/quarter), 1% on everything else. Cashback Match doubles all cash back in first year. | 3x points on restaurants, travel, gas, transit, streaming, and phone plans. |
| Issuer | Discover | Wells Fargo |
Quick Summary
The Discover it Cash Back has a $0 annual fee (same as Wells Fargo Autograph Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
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