The Platinum Card from American Express vs Capital One Venture X Rewards Credit Card

Compare the The Platinum Card from American Express ($695/yr) against the Capital One Venture X Rewards Credit Card ($395/yr) to see which card earns you more rewards based on your spending.

See how the The Platinum Card from American Express and Capital One Venture X Rewards Credit Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature The Platinum Card from American Express Capital One Venture X Rewards Credit Card
Annual Fee $695 $395
Sign-Up Bonus 80,000 points after $8,000 spend in 6 months 75,000 miles after $4,000 spend in 3 months
Foreign Transaction Fee 0% 0%
Base Reward Rate 1.0% 2.0%
Travel Rewards 5% 5%
Key Benefits 5X on flights and prepaid hotels through Amex Travel. Global Lounge Collection access. 10x on hotels/rental cars, 5x on flights through Capital One Travel, 2x on everything else.
Issuer American Express Capital One

Quick Summary

The The Platinum Card from American Express has a $695 annual fee ($300/year more than Capital One Venture X Rewards Credit Card).

Capital One Venture X Rewards Credit Card has a higher base reward rate (2.0% vs 1.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

Want to compare more cards? Try our full calculator to see all 26+ cards ranked by your spending.