The Platinum Card from American Express vs Chase Sapphire Preferred Card
Compare the The Platinum Card from American Express ($695/yr) against the Chase Sapphire Preferred Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the The Platinum Card from American Express and Chase Sapphire Preferred Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | The Platinum Card from American Express | Chase Sapphire Preferred Card |
|---|---|---|
| Annual Fee | $695 | $95 |
| Sign-Up Bonus | 80,000 points after $8,000 spend in 6 months | 75,000 points after $5,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 1.0% | 3% |
| Grocery Rewards | 1.0% | 3% |
| Key Benefits | 5X on flights and prepaid hotels through Amex Travel. Global Lounge Collection access. | 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel. |
| Issuer | American Express | Chase |
Quick Summary
The The Platinum Card from American Express has a $695 annual fee ($600/year more than Chase Sapphire Preferred Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
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