The Platinum Card from American Express vs Chase Sapphire Reserve
Compare the The Platinum Card from American Express ($695/yr) against the Chase Sapphire Reserve ($550/yr) to see which card earns you more rewards based on your spending.
See how the The Platinum Card from American Express and Chase Sapphire Reserve stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | The Platinum Card from American Express | Chase Sapphire Reserve |
|---|---|---|
| Annual Fee | $695 | $550 |
| Sign-Up Bonus | 80,000 points after $8,000 spend in 6 months | 75,000 points after $4,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 1.0% | 3% |
| Key Benefits | 5X on flights and prepaid hotels through Amex Travel. Global Lounge Collection access. | 10x on hotels/car rentals, 5x on flights through Chase Travel, 3x on dining. |
| Issuer | American Express | Chase |
Quick Summary
The The Platinum Card from American Express has a $695 annual fee ($145/year more than Chase Sapphire Reserve).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
Your Personalized Results
Want to compare more cards? Try our full calculator to see all 26+ cards ranked by your spending.