Chase Sapphire Reserve vs Citi Double Cash Card
Compare the Chase Sapphire Reserve ($550/yr) against the Citi Double Cash Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Chase Sapphire Reserve and Citi Double Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Sapphire Reserve | Citi Double Cash Card |
|---|---|---|
| Annual Fee | $550 | $0 |
| Sign-Up Bonus | 75,000 points after $4,000 spend in 3 months | $200 after $1,500 spend in 6 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 1.0% | 2.0% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 3% | 2.0% |
| Key Benefits | 10x on hotels/car rentals, 5x on flights through Chase Travel, 3x on dining. | Unlimited 2% cash back on all purchases. |
| Issuer | Chase | Citi |
Quick Summary
The Chase Sapphire Reserve has a $550 annual fee ($550/year more than Citi Double Cash Card).
Citi Double Cash Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
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