The Platinum Card from American Express vs Citi Double Cash Card
Compare the The Platinum Card from American Express ($695/yr) against the Citi Double Cash Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the The Platinum Card from American Express and Citi Double Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | The Platinum Card from American Express | Citi Double Cash Card |
|---|---|---|
| Annual Fee | $695 | $0 |
| Sign-Up Bonus | 80,000 points after $8,000 spend in 6 months | $200 after $1,500 spend in 6 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 1.0% | 2.0% |
| Travel Rewards | 5% | 5% |
| Key Benefits | 5X on flights and prepaid hotels through Amex Travel. Global Lounge Collection access. | Unlimited 2% cash back on all purchases. |
| Issuer | American Express | Citi |
Quick Summary
The The Platinum Card from American Express has a $695 annual fee ($695/year more than Citi Double Cash Card).
Citi Double Cash Card has a higher base reward rate (2.0% vs 1.0%).
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