Citi Double Cash® Card
- Annual fee
- None
- Top rewards rate
- 2%on everything
- Welcome bonus
- $200 after $1,500 spend in 6 months
- Foreign transaction fee
- 3%
Earns a flat 2% on ordinary spending. The headline 5% through Citi Travel is the card's real draw, but it applies only when you qualify, so this is worth holding if that matches how you actually spend.
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Sign-Up Bonus
after spending $1,500 in the first 6 months
Rewards Breakdown
| Category | Rate | Details |
|---|---|---|
| Travel if you qualify | 5% | Earns 5% only on hotels, car rentals and attractions booked through Citi Travel, Citi's own booking site. Travel booked anywhere else earns the flat 2%. |
| All other purchases | 2% | Unlimited |
| Foreign Transaction Fee | 3% | Standard fee, consider a no-fee card for travel abroad |
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See Your Estimated RewardsFrequently Asked Questions
What is the annual fee for the Citi Double Cash Card?
The Citi Double Cash Card has no annual fee.
What is the sign-up bonus for the Citi Double Cash Card?
New cardholders can earn $200 cash back after spending $1,500 in the first 6 months.
Does the Citi Double Cash Card charge foreign transaction fees?
Yes, the Citi Double Cash Card charges a 3% foreign transaction fee.
What categories earn bonus rewards with the Citi Double Cash Card?
The Citi Double Cash Card earns 2.0% flat rate on all purchases. It also advertises 5% through Citi Travel, but that rate applies only when you qualify, so it is excluded from our rankings.
These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.