The Platinum Card from American Express vs Citi Strata Elite Card
Compare the The Platinum Card from American Express ($695/yr) against the Citi Strata Elite Card ($595/yr) to see which card earns you more rewards based on your spending.
See how the The Platinum Card from American Express and Citi Strata Elite Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | The Platinum Card from American Express | Citi Strata Elite Card |
|---|---|---|
| Annual Fee | $695 | $595 |
| Sign-Up Bonus | 80,000 points after $8,000 spend in 6 months | 75,000 points after $6,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.5% |
| Travel Rewards | 5% | 6% |
| Dining Rewards | 1.0% | 3% |
| Key Benefits | 5X on flights and prepaid hotels through Amex Travel. Global Lounge Collection access. | 12x on hotels/car rentals via Citi Travel, 6x on flights via Citi Travel, 3x on dining. |
| Issuer | American Express | Citi |
Quick Summary
The The Platinum Card from American Express has a $695 annual fee ($100/year more than Citi Strata Elite Card).
Citi Strata Elite Card has a higher base reward rate (1.5% vs 1.0%).
Which Card is Better for Your Spending?
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