Apple Card vs Costco Anywhere Visa Card by Citi
Compare the Apple Card ($0/yr) against the Costco Anywhere Visa Card by Citi ($0/yr) to see which card earns you more rewards based on your spending.
See how the Apple Card and Costco Anywhere Visa Card by Citi stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Apple Card | Costco Anywhere Visa Card by Citi |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | None |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 2.0% | 3% |
| Dining Rewards | 2.0% | 3% |
| Grocery Rewards | 2.0% | 2% |
| Gas Rewards | 2.0% | 4% (up to $7,000/yr) |
| Key Benefits | 3% at Apple and select merchants, 2% with Apple Pay, 1% with physical card. | 4% on gas/EV (up to $7,000/yr), 3% on restaurants and travel, 2% on Costco purchases. |
| Issuer | Goldman Sachs | Citi |
Quick Summary
The Apple Card has a $0 annual fee (same as Costco Anywhere Visa Card by Citi).
Apple Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
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