Apple Card

Issued by Goldman Sachs Best for Cash Back, No Annual Fee

Annual fee
None
Top rewards rate
3%on Apple & select merchants
Foreign transaction fee
0%

No annual fee, with 3% back on Apple & select merchants.

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Rewards Breakdown

Category Rate Details
Apple & select merchants 3% Unlimited
All other purchases 2% Unlimited
Foreign Transaction Fee None Great for international purchases

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Frequently Asked Questions

What is the annual fee for the Apple Card?

The Apple Card has no annual fee.

What is the sign-up bonus for the Apple Card?

The Apple Card does not currently offer a sign-up bonus.

Does the Apple Card charge foreign transaction fees?

No, the Apple Card does not charge foreign transaction fees.

What categories earn bonus rewards with the Apple Card?

The Apple Card earns 3% on Apple & select merchants.

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These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.

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