Apple Card vs Chase Sapphire Preferred Card
Compare the Apple Card ($0/yr) against the Chase Sapphire Preferred Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the Apple Card and Chase Sapphire Preferred Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Apple Card | Chase Sapphire Preferred Card |
|---|---|---|
| Annual Fee | $0 | $95 |
| Sign-Up Bonus | None | 75,000 points after $5,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 2.0% | 5% |
| Dining Rewards | 2.0% | 3% |
| Grocery Rewards | 2.0% | 3% |
| Key Benefits | 3% at Apple and select merchants, 2% with Apple Pay, 1% with physical card. | 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel. |
| Issuer | Goldman Sachs | Chase |
Quick Summary
The Apple Card has a $0 annual fee (saving you $95/year compared to Chase Sapphire Preferred Card).
Apple Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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