Apple Card vs Wells Fargo Active Cash Card

Compare the Apple Card ($0/yr) against the Wells Fargo Active Cash Card ($0/yr) to see which card earns you more rewards based on your spending.

See how the Apple Card and Wells Fargo Active Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature Apple Card Wells Fargo Active Cash Card
Annual Fee $0 $0
Sign-Up Bonus None $200 after $500 spend in 3 months
Foreign Transaction Fee 0% 3%
Base Reward Rate 2.0% 2.0%
Key Benefits 3% at Apple and select merchants, 2% with Apple Pay, 1% with physical card. Unlimited 2% cash rewards on all purchases with no categories to track.
Issuer Goldman Sachs Wells Fargo

Quick Summary

The Apple Card has a $0 annual fee (same as Wells Fargo Active Cash Card).

Both cards have the same base reward rate (2.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

Want to compare more cards? Try our full calculator to see all 39+ cards ranked by your spending.