Bilt World Elite Mastercard vs Bank of America Unlimited Cash Rewards
Compare the Bilt World Elite Mastercard ($0/yr) against the Bank of America Unlimited Cash Rewards ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bilt World Elite Mastercard and Bank of America Unlimited Cash Rewards stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bilt World Elite Mastercard | Bank of America Unlimited Cash Rewards |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | $200 after $1,000 spend in 90 days |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 4.0% | 1.5% |
| Key Benefits | Up to 1x points on rent/mortgage, 4% Bilt Cash on everyday spend. | 2% first year, then 1.5% unlimited, up to 2.62% with Preferred Rewards. |
| Issuer | Bilt Rewards | Bank of America |
Quick Summary
The Bilt World Elite Mastercard has a $0 annual fee (same as Bank of America Unlimited Cash Rewards).
Bilt World Elite Mastercard has a higher base reward rate (4.0% vs 1.5%).
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