Bilt World Elite Mastercard vs Chase Freedom Flex
Compare the Bilt World Elite Mastercard ($0/yr) against the Chase Freedom Flex ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bilt World Elite Mastercard and Chase Freedom Flex stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bilt World Elite Mastercard | Chase Freedom Flex |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 4.0% | 1.0% |
| Travel Rewards | 4.0% | 5% |
| Dining Rewards | 4.0% | 3% |
| Key Benefits | Up to 1x points on rent/mortgage, 4% Bilt Cash on everyday spend. | 5% on rotating categories (up to $1,500/quarter), 5% on Chase Travel, 3% on dining and drugstores. |
| Issuer | Bilt Rewards | Chase |
Quick Summary
The Bilt World Elite Mastercard has a $0 annual fee (same as Chase Freedom Flex).
Bilt World Elite Mastercard has a higher base reward rate (4.0% vs 1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
Your Personalized Results
Want to compare more cards? Try our full calculator to see all 26+ cards ranked by your spending.