Choosing between the Capital One Venture Rewards Credit Card ($95/yr) and the Chase Sapphire Preferred Card ($95/yr) comes down to where you spend most. Both cards can deliver real value — let’s break it down, then run your numbers to find the winner.
Strongest in travel at 5% via portal. 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. Earns a solid 2.0% on everything else.
Perfect if: You're comfortable booking through the issuer's portal for the best rate.
Apply NowStrongest in travel at 5% via portal. 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel.
Perfect if: You're comfortable booking through the issuer's portal for the best rate.
Apply Now| Feature | Capital One Venture Rewards Credit Card | Chase Sapphire Preferred Card |
|---|---|---|
| Annual Fee | $95 | $95 |
| Sign-Up Bonus | 75,000 miles after $4,000 spend in 3 months | 75,000 points after $5,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | <strong>2.0%</strong> | 1.0% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 2% | <strong>3%</strong> |
| Groceries Rewards | 2% | <strong>3%</strong> |
| Key Benefits | 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. | 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel. |
Capital One Venture Rewards Credit Card pulls ahead for gas spending.
Chase Sapphire Preferred Card wins on dining, groceries.
Not sure which fits your life? Enter your spending below and we’ll do the math.
Enter your typical monthly spending and we’ll show you exactly which card earns more — including fees and bonuses.