Bilt World Elite Mastercard vs Discover it Cash Back
Compare the Bilt World Elite Mastercard ($0/yr) against the Discover it Cash Back ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bilt World Elite Mastercard and Discover it Cash Back stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bilt World Elite Mastercard | Discover it Cash Back |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | None |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 4.0% | 1.0% |
| Key Benefits | Up to 1x points on rent/mortgage, 4% Bilt Cash on everyday spend. | 5% on rotating quarterly categories (up to $1,500/quarter), 1% on everything else. Cashback Match doubles all cash back in first year. |
| Issuer | Bilt Rewards | Discover |
Quick Summary
The Bilt World Elite Mastercard has a $0 annual fee (same as Discover it Cash Back).
Bilt World Elite Mastercard has a higher base reward rate (4.0% vs 1.0%).
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