Bilt World Elite Mastercard vs Hilton Honors American Express Card
Compare the Bilt World Elite Mastercard ($0/yr) against the Hilton Honors American Express Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bilt World Elite Mastercard and Hilton Honors American Express Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bilt World Elite Mastercard | Hilton Honors American Express Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | 70,000 points after $2,000 spend in 6 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 4.0% | 3.0% |
| Travel Rewards | 4.0% | 7% |
| Dining Rewards | 4.0% | 5% |
| Grocery Rewards | 4.0% | 5% |
| Gas Rewards | 4.0% | 5% |
| Key Benefits | Up to 1x points on rent/mortgage, 4% Bilt Cash on everyday spend. | 7x at Hilton hotels, 5x at U.S. restaurants, supermarkets, and gas stations. |
| Issuer | Bilt Rewards | American Express |
Quick Summary
The Bilt World Elite Mastercard has a $0 annual fee (same as Hilton Honors American Express Card).
Bilt World Elite Mastercard has a higher base reward rate (4.0% vs 3.0%).
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