Bank of America Customized Cash Rewards Credit Card vs Costco Anywhere Visa Card by Citi
Compare the Bank of America Customized Cash Rewards Credit Card ($0/yr) against the Costco Anywhere Visa Card by Citi ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bank of America Customized Cash Rewards Credit Card and Costco Anywhere Visa Card by Citi stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bank of America Customized Cash Rewards Credit Card | Costco Anywhere Visa Card by Citi |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | None |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 1.0% | 3% |
| Dining Rewards | 1.0% | 3% |
| Grocery Rewards | 2% | 2% |
| Gas Rewards | 1.0% | 4% (up to $7,000/yr) |
| Key Benefits | 3% in your choice category, 2% at grocery stores and wholesale clubs (combined $2,500/quarter cap). | 4% on gas/EV (up to $7,000/yr), 3% on restaurants and travel, 2% on Costco purchases. |
| Issuer | Bank of America | Citi |
Quick Summary
The Bank of America Customized Cash Rewards Credit Card has a $0 annual fee (same as Costco Anywhere Visa Card by Citi).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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