Bank of America Customized Cash Rewards Credit Card vs Discover it Cash Back
Compare the Bank of America Customized Cash Rewards Credit Card ($0/yr) against the Discover it Cash Back ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bank of America Customized Cash Rewards Credit Card and Discover it Cash Back stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bank of America Customized Cash Rewards Credit Card | Discover it Cash Back |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | None |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Grocery Rewards | 2% | 1.0% |
| Key Benefits | 3% in your choice category, 2% at grocery stores and wholesale clubs (combined $2,500/quarter cap). | 5% on rotating quarterly categories (up to $1,500/quarter), 1% on everything else. Cashback Match doubles all cash back in first year. |
| Issuer | Bank of America | Discover |
Quick Summary
The Bank of America Customized Cash Rewards Credit Card has a $0 annual fee (same as Discover it Cash Back).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
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