Bank of America Unlimited Cash Rewards vs Capital One Savor Cash Rewards Credit Card
Compare the Bank of America Unlimited Cash Rewards ($0/yr) against the Capital One Savor Cash Rewards Credit Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bank of America Unlimited Cash Rewards and Capital One Savor Cash Rewards Credit Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bank of America Unlimited Cash Rewards | Capital One Savor Cash Rewards Credit Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 1.5% | 1.0% |
| Travel Rewards | 1.5% | 5% |
| Dining Rewards | 1.5% | 3% |
| Grocery Rewards | 1.5% | 3% |
| Key Benefits | 2% first year, then 1.5% unlimited, up to 2.62% with Preferred Rewards. | Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One. |
| Issuer | Bank of America | Capital One |
Quick Summary
The Bank of America Unlimited Cash Rewards has a $0 annual fee (same as Capital One Savor Cash Rewards Credit Card).
Bank of America Unlimited Cash Rewards has a higher base reward rate (1.5% vs 1.0%).
Which Card is Better for Your Spending?
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