Bank of America Unlimited Cash Rewards vs Capital One Venture Rewards Credit Card
Compare the Bank of America Unlimited Cash Rewards ($0/yr) against the Capital One Venture Rewards Credit Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the Bank of America Unlimited Cash Rewards and Capital One Venture Rewards Credit Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bank of America Unlimited Cash Rewards | Capital One Venture Rewards Credit Card |
|---|---|---|
| Annual Fee | $0 | $95 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | 75,000 miles after $4,000 spend in 3 months |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 1.5% | 2.0% |
| Travel Rewards | 1.5% | 5% |
| Key Benefits | 2% first year, then 1.5% unlimited, up to 2.62% with Preferred Rewards. | 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. |
| Issuer | Bank of America | Capital One |
Quick Summary
The Bank of America Unlimited Cash Rewards has a $0 annual fee (saving you $95/year compared to Capital One Venture Rewards Credit Card).
Capital One Venture Rewards Credit Card has a higher base reward rate (2.0% vs 1.5%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
Your Personalized Results
Want to compare more cards? Try our full calculator to see all 26+ cards ranked by your spending.