Bank of America Unlimited Cash Rewards vs Costco Anywhere Visa Card by Citi
Compare the Bank of America Unlimited Cash Rewards ($0/yr) against the Costco Anywhere Visa Card by Citi ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bank of America Unlimited Cash Rewards and Costco Anywhere Visa Card by Citi stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bank of America Unlimited Cash Rewards | Costco Anywhere Visa Card by Citi |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | None |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 1.5% | 1.0% |
| Travel Rewards | 1.5% | 3% |
| Dining Rewards | 1.5% | 3% |
| Grocery Rewards | 1.5% | 2% |
| Gas Rewards | 1.5% | 4% (up to $7,000/yr) |
| Key Benefits | 2% first year, then 1.5% unlimited, up to 2.62% with Preferred Rewards. | 4% on gas/EV (up to $7,000/yr), 3% on restaurants and travel, 2% on Costco purchases. |
| Issuer | Bank of America | Citi |
Quick Summary
The Bank of America Unlimited Cash Rewards has a $0 annual fee (same as Costco Anywhere Visa Card by Citi).
Bank of America Unlimited Cash Rewards has a higher base reward rate (1.5% vs 1.0%).
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