Capital One Quicksilver Cash Rewards Credit Card vs Fold

Compare the Capital One Quicksilver Cash Rewards Credit Card ($0/yr) against the Fold ($0/yr) to see which card earns you more rewards based on your spending.

See how the Capital One Quicksilver Cash Rewards Credit Card and Fold stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature Capital One Quicksilver Cash Rewards Credit Card Fold
Annual Fee $0 $0
Sign-Up Bonus $200 after $500 spend in 3 months None
Foreign Transaction Fee 0% 0%
Base Reward Rate 1.5% 3.5%
Travel Rewards 5% 3.5%
Key Benefits Unlimited 1.5% cash back on all purchases, 5% on Capital One Travel bookings. Up to 3.5% bitcoin back on all purchases.
Issuer Capital One Sutton Bank

Quick Summary

The Capital One Quicksilver Cash Rewards Credit Card has a $0 annual fee (same as Fold).

Fold has a higher base reward rate (3.5% vs 1.5%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

Want to compare more cards? Try our full calculator to see all 39+ cards ranked by your spending.