Citi Double Cash Card vs Fold
Compare the Citi Double Cash Card ($0/yr) against the Fold ($0/yr) to see which card earns you more rewards based on your spending.
See how the Citi Double Cash Card and Fold stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Citi Double Cash Card | Fold |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,500 spend in 6 months | None |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 2.0% | 3.5% |
| Travel Rewards | 5% | 3.5% |
| Key Benefits | Unlimited 2% cash back on all purchases. | Up to 3.5% bitcoin back on all purchases. |
| Issuer | Citi | Sutton Bank |
Quick Summary
The Citi Double Cash Card has a $0 annual fee (same as Fold).
Fold has a higher base reward rate (3.5% vs 2.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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