Fold
Apply NowThe Fold is a no-annual-fee cash back card from Sutton Bank. It earns a flat 3.5% on all purchases.
Rewards Breakdown
| Category | Rate | Details |
|---|---|---|
| All other purchases | 3.5% | Unlimited |
| Foreign Transaction Fee | None | Great for international purchases |
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See Your Estimated RewardsFrequently Asked Questions
What is the annual fee for the Fold?
The Fold has no annual fee.
What is the sign-up bonus for the Fold?
The Fold does not currently offer a sign-up bonus.
Does the Fold charge foreign transaction fees?
No, the Fold does not charge foreign transaction fees.
What categories earn bonus rewards with the Fold?
The Fold earns 3.5% flat rate on all purchases.
These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change — verify current offers on the issuer’s site.