Capital One Venture X Rewards Credit Card vs Citi Strata Premier Card
Compare the Capital One Venture X Rewards Credit Card ($395/yr) against the Citi Strata Premier Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Venture X Rewards Credit Card and Citi Strata Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Venture X Rewards Credit Card | Citi Strata Premier Card |
|---|---|---|
| Annual Fee | $395 | $95 |
| Sign-Up Bonus | 75,000 miles after $4,000 spend in 3 months | 60,000 points after $4,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 5% | 3% |
| Dining Rewards | 2.0% | 3% |
| Grocery Rewards | 2.0% | 3% |
| Gas Rewards | 2.0% | 3% |
| Key Benefits | 10x on hotels/rental cars, 5x on flights through Capital One Travel, 2x on everything else. | 10x points on hotels, car rentals, and attractions booked on cititravel.com; 3x on air travel, restaurants, supermarkets, gas & EV charging. |
| Issuer | Capital One | Citi |
Quick Summary
The Capital One Venture X Rewards Credit Card has a $395 annual fee ($300/year more than Citi Strata Premier Card).
Capital One Venture X Rewards Credit Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
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