Chase Sapphire Preferred Card vs Citi Strata Elite Card
Compare the Chase Sapphire Preferred Card ($95/yr) against the Citi Strata Elite Card ($595/yr) to see which card earns you more rewards based on your spending.
See how the Chase Sapphire Preferred Card and Citi Strata Elite Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Sapphire Preferred Card | Citi Strata Elite Card |
|---|---|---|
| Annual Fee | $95 | $595 |
| Sign-Up Bonus | 75,000 points after $5,000 spend in 3 months | 75,000 points after $6,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.5% |
| Travel Rewards | 5% | 6% |
| Dining Rewards | 3% | 3% |
| Grocery Rewards | 3% | 1.5% |
| Key Benefits | 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel. | 12x on hotels/car rentals via Citi Travel, 6x on flights via Citi Travel, 3x on dining. |
| Issuer | Chase | Citi |
Quick Summary
The Chase Sapphire Preferred Card has a $95 annual fee (saving you $500/year compared to Citi Strata Elite Card).
Citi Strata Elite Card has a higher base reward rate (1.5% vs 1.0%).
Which Card is Better for Your Spending?
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