Capital One Venture Rewards Credit Card vs Citi Strata Elite Card
Compare the Capital One Venture Rewards Credit Card ($95/yr) against the Citi Strata Elite Card ($595/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Venture Rewards Credit Card and Citi Strata Elite Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Venture Rewards Credit Card | Citi Strata Elite Card |
|---|---|---|
| Annual Fee | $95 | $595 |
| Sign-Up Bonus | 75,000 miles after $4,000 spend in 3 months | 75,000 points after $6,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 2.0% | 1.5% |
| Travel Rewards | 5% | 6% |
| Dining Rewards | 2.0% | 3% |
| Key Benefits | 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. | 12x on hotels/car rentals via Citi Travel, 6x on flights via Citi Travel, 3x on dining. |
| Issuer | Capital One | Citi |
Quick Summary
The Capital One Venture Rewards Credit Card has a $95 annual fee (saving you $500/year compared to Citi Strata Elite Card).
Capital One Venture Rewards Credit Card has a higher base reward rate (2.0% vs 1.5%).
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