Chase Sapphire Preferred Card vs IHG One Rewards Premier Card
Compare the Chase Sapphire Preferred Card ($95/yr) against the IHG One Rewards Premier Card ($99/yr) to see which card earns you more rewards based on your spending.
See how the Chase Sapphire Preferred Card and IHG One Rewards Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Sapphire Preferred Card | IHG One Rewards Premier Card |
|---|---|---|
| Annual Fee | $95 | $99 |
| Sign-Up Bonus | 75,000 points after $5,000 spend in 3 months | 175,000 points after $5,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 3.0% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 3% | 5% |
| Grocery Rewards | 3% | 3.0% |
| Gas Rewards | 1.0% | 5% |
| Key Benefits | 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel. | Up to 26x at IHG hotels, 5x on travel, gas, and dining. |
| Issuer | Chase | Chase |
Quick Summary
The Chase Sapphire Preferred Card has a $95 annual fee (saving you $4/year compared to IHG One Rewards Premier Card).
IHG One Rewards Premier Card has a higher base reward rate (3.0% vs 1.0%).
Which Card is Better for Your Spending?
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