Capital One Venture Rewards Credit Card vs IHG One Rewards Premier Card
Compare the Capital One Venture Rewards Credit Card ($95/yr) against the IHG One Rewards Premier Card ($99/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Venture Rewards Credit Card and IHG One Rewards Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Venture Rewards Credit Card | IHG One Rewards Premier Card |
|---|---|---|
| Annual Fee | $95 | $99 |
| Sign-Up Bonus | 75,000 miles after $4,000 spend in 3 months | 175,000 points after $5,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 2.0% | 3.0% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 2.0% | 5% |
| Gas Rewards | 2.0% | 5% |
| Key Benefits | 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. | Up to 26x at IHG hotels, 5x on travel, gas, and dining. |
| Issuer | Capital One | Chase |
Quick Summary
The Capital One Venture Rewards Credit Card has a $95 annual fee (saving you $4/year compared to IHG One Rewards Premier Card).
IHG One Rewards Premier Card has a higher base reward rate (3.0% vs 2.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
Your Personalized Results
Want to compare more cards? Try our full calculator to see all 26+ cards ranked by your spending.