Chase Sapphire Preferred Card vs Wells Fargo Active Cash Card
Compare the Chase Sapphire Preferred Card ($95/yr) against the Wells Fargo Active Cash Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Chase Sapphire Preferred Card and Wells Fargo Active Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Sapphire Preferred Card | Wells Fargo Active Cash Card |
|---|---|---|
| Annual Fee | $95 | $0 |
| Sign-Up Bonus | 75,000 points after $5,000 spend in 3 months | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 1.0% | 2.0% |
| Travel Rewards | 5% | 2.0% |
| Dining Rewards | 3% | 2.0% |
| Grocery Rewards | 3% | 2.0% |
| Key Benefits | 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel. | Unlimited 2% cash rewards on all purchases with no categories to track. |
| Issuer | Chase | Wells Fargo |
Quick Summary
The Chase Sapphire Preferred Card has a $95 annual fee ($95/year more than Wells Fargo Active Cash Card).
Wells Fargo Active Cash Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
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