Chase Sapphire Reserve Business vs Citi Strata Elite Card
Compare the Chase Sapphire Reserve Business ($795/yr) against the Citi Strata Elite Card ($595/yr) to see which card earns you more rewards based on your spending.
See how the Chase Sapphire Reserve Business and Citi Strata Elite Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Sapphire Reserve Business | Citi Strata Elite Card |
|---|---|---|
| Annual Fee | $795 | $595 |
| Sign-Up Bonus | 150,000 points after $20,000 spend in 3 months | 75,000 points after $6,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.5% |
| Travel Rewards | 8% | 6% |
| Dining Rewards | 1.0% | 3% |
| Key Benefits | 8x on Chase Travel, 4x on flights/hotels direct, 3x on ads. | 12x on hotels/car rentals via Citi Travel, 6x on flights via Citi Travel, 3x on dining. |
| Issuer | Chase | Citi |
Quick Summary
The Chase Sapphire Reserve Business has a $795 annual fee ($200/year more than Citi Strata Elite Card).
Citi Strata Elite Card has a higher base reward rate (1.5% vs 1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
Your Personalized Results
Want to compare more cards? Try our full calculator to see all 39+ cards ranked by your spending.