Citi Custom Cash Card vs Citi Double Cash Card

Compare the Citi Custom Cash Card ($0/yr) against the Citi Double Cash Card ($0/yr) to see which card earns you more rewards based on your spending.

See how the Citi Custom Cash Card and Citi Double Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature Citi Custom Cash Card Citi Double Cash Card
Annual Fee $0 $0
Sign-Up Bonus $200 after $1,500 spend in 6 months $200 after $1,500 spend in 6 months
Foreign Transaction Fee 3% 3%
Base Reward Rate 1.0% 2.0%
Travel Rewards 1.0% 5%
Key Benefits 5% on your top spending category each billing cycle (up to $500/cycle). Unlimited 2% cash back on all purchases.
Issuer Citi Citi

Quick Summary

The Citi Custom Cash Card has a $0 annual fee (same as Citi Double Cash Card).

Citi Double Cash Card has a higher base reward rate (2.0% vs 1.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

Want to compare more cards? Try our full calculator to see all 26+ cards ranked by your spending.