Citi Custom Cash® Card

Issued by Citi Best for Cash Back, No Annual Fee

Annual fee: None
Top rewards rate: 5%on Top spending category
Welcome bonus: $200 after $1,500 spend in 6 months
Foreign transaction fee: 3%

This card is no longer open to new applicants.

No longer available. Citi stopped accepting applications on May 28, 2026. Existing cardholders keep the card.

We may earn a commission if you apply through our links. This never affects rankings. How we make money

Rewards Breakdown

Category	Rate	Details
Top spending category	5%	Up to $6,000/year, then 1%
All other purchases	1%	Unlimited
Foreign Transaction Fee	3%	Standard fee, consider a no-fee card for travel abroad

Compare With Similar Cards

Citi Custom Cash Card vs Capital One Savor Cash Rewards Credit Card Citi Custom Cash Card vs Blue Cash Preferred Card from American Express Citi Custom Cash Card vs Bilt World Elite Mastercard Citi Custom Cash Card vs Chase Freedom Unlimited Citi Custom Cash Card vs Citi Double Cash Card Citi Custom Cash Card vs U.S. Bank Cash+ Visa Signature Card

See How Much You’d Earn

Enter your monthly spending to see how the Citi Custom Cash Card compares against other cards based on your actual habits.

See Your Estimated Rewards

Frequently Asked Questions

What is the annual fee for the Citi Custom Cash Card?

The Citi Custom Cash Card has no annual fee.

What is the sign-up bonus for the Citi Custom Cash Card?

New cardholders can earn $200 cash back after spending $1,500 in the first 6 months.

Does the Citi Custom Cash Card charge foreign transaction fees?

Yes, the Citi Custom Cash Card charges a 3% foreign transaction fee.

What categories earn bonus rewards with the Citi Custom Cash Card?

The Citi Custom Cash Card earns 5% on Top spending category.

These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.