Delta SkyMiles Gold American Express Card vs Southwest Rapid Rewards Premier Card

Compare the Delta SkyMiles Gold American Express Card ($150/yr) against the Southwest Rapid Rewards Premier Card ($149/yr) to see which card earns you more rewards based on your spending.

See how the Delta SkyMiles Gold American Express Card and Southwest Rapid Rewards Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature Delta SkyMiles Gold American Express Card Southwest Rapid Rewards Premier Card
Annual Fee $150 $149
Sign-Up Bonus 90,000 miles after $5,000 spend in 6 months 50,000 points after $1,000 spend in 3 months
Foreign Transaction Fee 0% 0%
Base Reward Rate 1.0% 1.0%
Travel Rewards 2% 3%
Dining Rewards 2% 1.0%
Grocery Rewards 2% 1.0%
Key Benefits 2x miles on Delta, restaurants, and U.S. supermarkets. Free first checked bag and priority boarding on Delta. 3x on Southwest purchases, 2x on groceries and restaurants up to $8,000/year.
Issuer American Express Chase

Quick Summary

The Delta SkyMiles Gold American Express Card has a $150 annual fee ($1/year more than Southwest Rapid Rewards Premier Card).

Both cards have the same base reward rate (1.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

Want to compare more cards? Try our full calculator to see all 39+ cards ranked by your spending.