Choosing between the Delta SkyMiles Gold American Express Card ($150/yr) and the United Explorer Card ($150/yr) comes down to where you spend most. Both cards can deliver real value — let’s break it down, then run your numbers to find the winner.
Strongest in travel at 2%. 2x miles on Delta, restaurants, and U.S. supermarkets. Free first checked bag and priority boarding on Delta.
Perfect if: You want a strong rewards rate with no spending caps to worry about.
Apply NowStrongest in travel at 2%. 2x miles on United purchases, dining, and hotel stays.
Perfect if: You want a strong rewards rate with no spending caps to worry about.
Apply Now| Feature | Delta SkyMiles Gold American Express Card | United Explorer Card |
|---|---|---|
| Annual Fee | $150 | $150 |
| Sign-Up Bonus | 90,000 miles after $5,000 spend in 6 months | 70,000 miles after $3,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | <strong>1.0%</strong> | <strong>1.0%</strong> |
| Travel Rewards | 2% | 2% |
| Dining Rewards | 2% | 2% |
| Groceries Rewards | <strong>2%</strong> | 1% |
| Key Benefits | 2x miles on Delta, restaurants, and U.S. supermarkets. Free first checked bag and priority boarding on Delta. | 2x miles on United purchases, dining, and hotel stays. |
Delta SkyMiles Gold American Express Card pulls ahead for groceries spending.
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