Discover it Cash Back vs World of Hyatt Credit Card
Compare the Discover it Cash Back ($0/yr) against the World of Hyatt Credit Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the Discover it Cash Back and World of Hyatt Credit Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Discover it Cash Back | World of Hyatt Credit Card |
|---|---|---|
| Annual Fee | $0 | $95 |
| Sign-Up Bonus | None | 3 free nights after $5,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 1.0% | 4% |
| Key Benefits | 5% on rotating quarterly categories (up to $1,500/quarter), 1% on everything else. Cashback Match doubles all cash back in first year. | Up to 9X total points at Hyatt hotels and resorts. |
| Issuer | Discover | Chase |
Quick Summary
The Discover it Cash Back has a $0 annual fee (saving you $95/year compared to World of Hyatt Credit Card).
Both cards have the same base reward rate (1.0%).
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