Blue Cash Everyday Card from American Express vs Bilt World Elite Mastercard

Compare the Blue Cash Everyday Card from American Express ($0/yr) against the Bilt World Elite Mastercard ($0/yr) to see which card earns you more rewards based on your spending.

See how the Blue Cash Everyday Card from American Express and Bilt World Elite Mastercard stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature Blue Cash Everyday Card from American Express Bilt World Elite Mastercard
Annual Fee $0 $0
Sign-Up Bonus $200 after $2,000 spend in 6 months None
Foreign Transaction Fee 2.7% 0%
Base Reward Rate 1.0% 4.0%
Grocery Rewards 3% (up to $6,000/yr) 4.0%
Gas Rewards 3% (up to $6,000/yr) 4.0%
Key Benefits 3% at U.S. supermarkets, gas stations, and online retail (each up to $6,000/yr). Up to 1x points on rent/mortgage, 4% Bilt Cash on everyday spend.
Issuer American Express Bilt Rewards

Quick Summary

The Blue Cash Everyday Card from American Express has a $0 annual fee (same as Bilt World Elite Mastercard).

Bilt World Elite Mastercard has a higher base reward rate (4.0% vs 1.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

Want to compare more cards? Try our full calculator to see all 39+ cards ranked by your spending.