Chase Freedom Unlimited vs Citi Custom Cash Card
Compare the Chase Freedom Unlimited ($0/yr) against the Citi Custom Cash Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Chase Freedom Unlimited and Citi Custom Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Freedom Unlimited | Citi Custom Cash Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $500 spend in 3 months | $200 after $1,500 spend in 6 months |
| Foreign Transaction Fee | 3% | 3% |
| Base Reward Rate | 1.5% | 1.0% |
| Travel Rewards | 5% | 1.0% |
| Dining Rewards | 3% | 1.0% |
| Key Benefits | 3% on dining and drugstores, 5% on Chase Travel. | 5% on your top spending category each billing cycle (up to $500/cycle). |
| Issuer | Chase | Citi |
Quick Summary
The Chase Freedom Unlimited has a $0 annual fee (same as Citi Custom Cash Card).
Chase Freedom Unlimited has a higher base reward rate (1.5% vs 1.0%).
Which Card is Better for Your Spending?
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