Bilt World Elite Mastercard vs Fold
Compare the Bilt World Elite Mastercard ($0/yr) against the Fold ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bilt World Elite Mastercard and Fold stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bilt World Elite Mastercard | Fold |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | None |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 4.0% | 3.5% |
| Key Benefits | Up to 1x points on rent/mortgage, 4% Bilt Cash on everyday spend. | Up to 3.5% bitcoin back on all purchases. |
| Issuer | Bilt Rewards | Sutton Bank |
Quick Summary
The Bilt World Elite Mastercard has a $0 annual fee (same as Fold).
Bilt World Elite Mastercard has a higher base reward rate (4.0% vs 3.5%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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