Blue Cash Preferred Card from American Express vs Apple Card
Compare the Blue Cash Preferred Card from American Express ($95/yr) against the Apple Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Blue Cash Preferred Card from American Express and Apple Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Blue Cash Preferred Card from American Express | Apple Card |
|---|---|---|
| Annual Fee | $95 | $0 |
| Sign-Up Bonus | $250 after $3,000 spend in 6 months | None |
| Foreign Transaction Fee | 2.7% | 0% |
| Base Reward Rate | 1.0% | 2.0% |
| Travel Rewards | 3% | 2.0% |
| Grocery Rewards | 6% (up to $6,000/yr) | 2.0% |
| Gas Rewards | 3% | 2.0% |
| Key Benefits | 6% cash back at U.S. supermarkets and streaming, 3% on transit and gas. | 3% at Apple and select merchants, 2% with Apple Pay, 1% with physical card. |
| Issuer | American Express | Goldman Sachs |
Quick Summary
The Blue Cash Preferred Card from American Express has a $95 annual fee ($95/year more than Apple Card).
Apple Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
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