Apple Card vs Citi Double Cash Card
Compare the Apple Card ($0/yr) against the Citi Double Cash Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Apple Card and Citi Double Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Apple Card | Citi Double Cash Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | $200 after $1,500 spend in 6 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 2.0% | 2.0% |
| Travel Rewards | 2.0% | 5% |
| Key Benefits | 3% at Apple and select merchants, 2% with Apple Pay, 1% with physical card. | Unlimited 2% cash back on all purchases. |
| Issuer | Goldman Sachs | Citi |
Quick Summary
The Apple Card has a $0 annual fee (same as Citi Double Cash Card).
Both cards have the same base reward rate (2.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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