Blue Cash Preferred Card from American Express vs Chase Freedom Unlimited
Compare the Blue Cash Preferred Card from American Express ($95/yr) against the Chase Freedom Unlimited ($0/yr) to see which card earns you more rewards based on your spending.
See how the Blue Cash Preferred Card from American Express and Chase Freedom Unlimited stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Blue Cash Preferred Card from American Express | Chase Freedom Unlimited |
|---|---|---|
| Annual Fee | $95 | $0 |
| Sign-Up Bonus | $250 after $3,000 spend in 6 months | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 2.7% | 3% |
| Base Reward Rate | 1.0% | 1.5% |
| Travel Rewards | 3% | 5% |
| Dining Rewards | 1.0% | 3% |
| Grocery Rewards | 6% (up to $6,000/yr) | 1.5% |
| Gas Rewards | 3% | 1.5% |
| Key Benefits | 6% cash back at U.S. supermarkets and streaming, 3% on transit and gas. | 3% on dining and drugstores, 5% on Chase Travel. |
| Issuer | American Express | Chase |
Quick Summary
The Blue Cash Preferred Card from American Express has a $95 annual fee ($95/year more than Chase Freedom Unlimited).
Chase Freedom Unlimited has a higher base reward rate (1.5% vs 1.0%).
Which Card is Better for Your Spending?
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