Chase Freedom Unlimited® Credit Card
- Annual fee
- None
- Top rewards rate
- 3%on dining
- Welcome bonus
- $200 after $500 spend in 3 months
- Foreign transaction fee
- 3%
No annual fee, with 3% back on dining.
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Full earn rates: 3% on dining and 3% on drugstores, then 1.5% on everything else.
Sign-Up Bonus
after spending $500 in the first 3 months
Rewards Breakdown
| Category | Rate | Details |
|---|---|---|
| Dining | 3% | Unlimited |
| Drugstores | 3% | Unlimited |
| Travel if you qualify | 5% | Earns 5% only on travel booked through Chase Travel, Chase's own booking site. Booking direct with an airline or hotel earns 1.5%. |
| All other purchases | 1.5% | Unlimited |
| Foreign Transaction Fee | 3% | Standard fee, consider a no-fee card for travel abroad |
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See Your Estimated RewardsFrequently Asked Questions
What is the annual fee for the Chase Freedom Unlimited?
The Chase Freedom Unlimited has no annual fee.
What is the sign-up bonus for the Chase Freedom Unlimited?
New cardholders can earn $200 cash back after spending $500 in the first 3 months.
Does the Chase Freedom Unlimited charge foreign transaction fees?
Yes, the Chase Freedom Unlimited charges a 3% foreign transaction fee.
What categories earn bonus rewards with the Chase Freedom Unlimited?
The Chase Freedom Unlimited earns 3% on dining, 3% on Drugstores. It also advertises 5% through Chase Travel, but that rate applies only when you qualify, so it is excluded from our rankings.
These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.