Capital One Venture Rewards Credit Card
- Annual fee
- $95
- Top rewards rate
- 2%on everything
- Annual credits
- $50+$120 every 4 yrs
- Welcome bonus
- 75,000 miles after $4,000 spend in 3 months
- Foreign transaction fee
- 0%
Earns a flat 2% on ordinary spending. The headline 5% through Capital One Travel is the card's real draw, but it applies only when you qualify, so this is worth holding if that matches how you actually spend.
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Annual Credits
This card currently offers $50 in annual credits, plus a $120 Global Entry/TSA PreCheck credit every 4 years. What they're actually worth depends on how you spend, so run your own numbers in the calculator to see which ones you'd capture.
- $120 Global Entry/TSA PreCheck $120 every 4 years
- $50 Lifestyle Collection experience credit (per stay, Capital One Travel) requires enrollment or a specific merchant
Credits are not factored into our rankings. Cards are ordered by rewards earned minus the full annual fee. We show credits separately so you can judge them against your own habits rather than taking an advertised total at face value.
Sign-Up Bonus
after spending $4,000 in the first 3 months
Rewards Breakdown
| Category | Rate | Details |
|---|---|---|
| Travel if you qualify | 5% | Earns 5% only on hotels, vacation rentals and rental cars booked through Capital One Travel, Capital One's own booking site. Travel booked anywhere else earns the flat 2%. |
| All other purchases | 2% | Unlimited |
| Foreign Transaction Fee | None | Great for international purchases |
What that looks like
Spend $1,000 and you earn 2,000 points, worth about $20 once redeemed. These points are worth a cent each, so 2X and 2% come out the same here. That is a property of this card, not a rule.
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See How Much You’d Earn
Enter your monthly spending to see how the Capital One Venture Rewards Credit Card compares against other cards based on your actual habits.
See Your Estimated RewardsFrequently Asked Questions
What is the annual fee for the Capital One Venture Rewards Credit Card?
The Capital One Venture Rewards Credit Card has an annual fee of $95.
What is the sign-up bonus for the Capital One Venture Rewards Credit Card?
New cardholders can earn 75,000 miles after spending $4,000 in the first 3 months.
Does the Capital One Venture Rewards Credit Card charge foreign transaction fees?
No, the Capital One Venture Rewards Credit Card does not charge foreign transaction fees.
What categories earn bonus rewards with the Capital One Venture Rewards Credit Card?
The Capital One Venture Rewards Credit Card earns 2.0% flat rate on all purchases. It also advertises 5% through Capital One Travel, but that rate applies only when you qualify, so it is excluded from our rankings.
These rankings are estimates based on published card terms. Actual rewards depend on your spending patterns, how you redeem, and whether your purchases qualify for bonus categories. Rates and terms may change, so verify current offers on the issuer’s site.