Apple Card vs Capital One Savor Cash Rewards Credit Card
Compare the Apple Card ($0/yr) against the Capital One Savor Cash Rewards Credit Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Apple Card and Capital One Savor Cash Rewards Credit Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Apple Card | Capital One Savor Cash Rewards Credit Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 2.0% | 5% |
| Dining Rewards | 2.0% | 3% |
| Grocery Rewards | 2.0% | 3% |
| Key Benefits | 3% at Apple and select merchants, 2% with Apple Pay, 1% with physical card. | Unlimited 3% on dining, entertainment, groceries, and streaming; 5% on travel through Capital One. |
| Issuer | Goldman Sachs | Capital One |
Quick Summary
The Apple Card has a $0 annual fee (same as Capital One Savor Cash Rewards Credit Card).
Apple Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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